Auto Insurance

The Trusted Source for Quality Car Insurance
Serving Motorists Across the Wilson, Rocky Mount, Goldsboro, Smithfield, Kenly & Nashville, NC Areas

Legal requirements for auto insurance in North Carolina include coverage for bodily injury liability and property damage liability. Car insurance will also protect against theft, collision, fire, and other scenarios. When you experience an accident, you want to know right away that you have reliable car insurance that will cover the worst-case scenario.


Askew Insurance Agency provides auto insurance and first-time driver insurance to those throughout Wilson, Nashville, Rocky Mount, Goldsboro, NC and beyond. We will make sure you’re protected on the road and every time you step foot in your vehicle. The next time you need car insurance in those areas, give us a call!

Car Insurance Adjuster in Rocky Mount, NC

Things to Keep in Mind as You Shop for Car Insurance

Shopping for car insurance can feel overwhelming, but understanding what to look for can simplify the process. To make sure that you get the best coverage for your needs and budget, it's important to evaluate several key aspects of a policy before making a decision. Here are some important things to keep in mind as you compare car insurance policies:



  • Coverage Options: Look beyond the state-mandated minimums for liability. Consider comprehensive coverage, which protects against theft and non-collision damage, and collision coverage, which pays for damage to your vehicle in an accident. Also, check for uninsured and underinsured motorist coverage to protect yourself from drivers without adequate insurance.
  • Deductible Amount: The deductible is the amount you pay out-of-pocket before your insurance coverage begins. A higher deductible typically results in a lower premium, while a lower deductible means you'll pay a higher regular rate for your policy. Choose a deductible that you can comfortably afford in the event of a claim.
  • Policy Limits: These are the maximum amounts your insurer will pay for a covered claim. Make sure that the policy limits for bodily injury and property damage liability are high enough to protect your personal assets in a serious accident.
  • Discounts: Many insurance companies offer discounts that can significantly lower your premium. Ask about potential savings for safe driving, bundling auto and home insurance, having safety features in your car, or being a good student.


By carefully considering these factors, you can find an affordable car insurance policy that provides the right protection for you and your vehicle. If you're in the Wilson, Rocky Mount, Goldsboro, Smithfield, Kenly, or Nashville, NC areas and need help navigating your options, our experienced agents are here to assist.

Remain Protected Against the Unexpected With Our Affordable Car Insurance

You can never completely be prepared for what will happen day-to-day. That is why it is important to be protected where you can. By having the proper car insurance coverage, you can protect one of your biggest investments from the unknown as well as protect yourself should you get into an accident. 


At Askew Insurance Agency, serving the Wilson, Rocky Mount, Kenly, Smithfield, Goldsboro, and Nashville, NC areas, our team works hard to find the best coverage options for you. Certain types of cars may lower your car insurance premium, but others may raise it. The age of the car, make, model and risk of theft are all considered when determining your car insurance premium. 

Helpful Car Insurance FAQs

  • What will an car insurance policy cover?

    A car insurance policy will cover you, your car, and others involved in a vehicular accident.

  • Are there different insurance coverages?

    Yes- Bodily Liability, Property Damage Liability, Comprehensive, Collision, and Uninsured & Underinsured.

  • Is a car insurance policy mandatory?

    Yes, car insurance is mandatory in every state across the U.S., but laws vary. 

  • What does "full coverage" mean?

    If you choose to purchase a full coverage policy includes,  both liability coverage and coverage for damage to your vehicle are included. 

  • What is a deductible?

    The deductible is the amount of money you will pay after an accident before your insurance company pays the remaining amount. The higher the deductible, the lower the premium. 

  • How do I find the best car insurance?

    If you are looking for affordable car insurance, it may seem overwhelming, but our agents can help find the right coverage for your needs and budget.

  • What influences the price of car insurance?

    The type of car you drive may have a substantial impact on your auto insurance premium.  However, your age, where you live, your accident records, and more all determine the price.

Contact Our Certified Car Insurance Team Today

If you're interested in receiving a quote on our affordable car insurance packages, don't waste another moment. Contact our team today! For years, Askew Insurance Agency has continued to provide quality insurance to clients across the Wilson, Rocky Mount, Kenly, Smithfield, Goldsboro, and Nashville, NC regions. No matter the precise nature of your needs, our qualified agents will work by your side to ensure your ultimate satisfaction. It's truly that simple.